Halliday Health: Health & Medical Information

Cancer is the biggest cause of death in the UK and one is three people are likely to develop it but getting health insurance for cancer it is not as simple as it seems as there are great variations in the level of cover that you get from different medical insurance companies. As outlined in [...]

Co-payment, also known as shared responsibility, is a fairly recent development within health insurance which helps consumers reduce their monthly premiums. Co-payment means that you agree to pay a percentage of your health care costs if you become ill. There tends to be no limits to this policy. AdvantagesYour premiums are reduced compared to other [...]

Part 2This is the second part of a blog which compares health insurance companies’ hospital lists. Standard LifeStandard Life have several choices. UK Countrywide listThis gives you access to most private hospitals across the UK including several London ones and NHS private patient units. Countrywide London upgradeThis upgrade gives you an additional seven of the [...]

Part 1 The third part of our series of blogs to help you understand the different health insurance covers out there looks at how different companies can offer you different hospital lists. Hospitals are chosen carefully and must comply with strict standards of care and excellence. BupaBupa is the UK’s largest medical insurance company. They [...]

Some private medical insurance companies provide something known as ‘the six week option.’ This option means that you agree to wait for up to six weeks for NHS treatment to become available. If the NHS cannot see you within this time then you can be treated privately. Six week option plans are available for individual [...]

This is the first of a series of posts which explain the different options available in health insurance. Most health insurance companies offer different levels of cover from the most basic up to the most comprehensive but between each company there are very big differences in what they cover and how much they charge you [...]

Genetic testing gives a picture of a person’s vulnerability of developing certain inherited conditions. It would make sense from a health insurance point of view that any information which helps insures assess your risk would affect your premium costs. If you have a higher risk of developing a condition then you would expect to pay [...]

Health insurance basically covers you for unforeseen health problems. It sounds straightforward doesn’t it but the problem is that there are so many different companies who offer different levels of cover and within this there are many other options that can leave you confused. It can be difficult to negotiate the industry but with a [...]

Obesity puts you at risk of developing several health problems: heart disease, diabetes, high blood pressure and, it is thought, some types of cancer. Health insurance companies take your weight into consideration when they calculate your insurance premium. If you weigh well above your health BMI it is possible that you will pay more for [...]