Archive for July, 2009

EHIC Cards

British schools have broken up and thousands of people are heading to Europe for a family holiday. One of the things they need to take with them are their European Health Insurance Cards which provides free or (please note) reduced cost, health care in all 27 EU countries as well as Switzerland, Norway and Iceland. [...]

What are Exclusions?

Exclusions to your health care insurance are things that are not part of the terms of your policy. Things that you will not be covered for. When choosing health cover it is just as important to find out about exclusions as it is to know what you will be covered for. Additionally all policies vary [...]

Prohibitive Cancer Care Costs

Cancer care is very expensive and is set to become more so in the next five years when new drugs which are currently undergoing rigorous testing will be available. This is a problem not just for the NHS but also for the private health insurance companies. Only three health insurance companies offer comprehensive cover for [...]

Infection Rates Not Properly Recorded

Healthcare Associated Infections (HAI) are those that occur in hospitals or healthcare establishments and are secondary to any infections the patient was admitted with. According to a Bupa research paper earlier this year, concern over cleanliness and fear over these infections is the greatest reason why people would consider taking out health insurance rather than [...]

New Standard Life Policy

Standard Life has introduced a new flexible product for those who have company medical insurance. The idea is that you can choose what suits you and your employees from a series of modules whilst still having a good basic level of cover. The basis of the cover is their Core Healthcare Module which covers the [...]

Most Popular Health Insurance Companies

There are hundreds of private health insurance companies in the UK. This is a list of the most popular ones and the proportion of the market they hold. 1. 42% Bupa2. 24.5% AXA PPP Healthcare3. 10% Norwich Union Healthcare4. 7.5% Standard Life Healthcare5. 3% WPA6. 2% PruHealth7. 8% Other Each company has a selection of [...]

Pros and Cons of Medical Insurance

The Cons It can be expensiveIts worth shopping around if you are over 50, a woman, a smoker or a moderate to heavy drinker. If you fall into any of these categories you will often have to pay higher premiums for health insurance. Pre-existing conditions will be excluded from your policyIf you already have a [...]

Swine Flu & Health Insurance

Swine flu is now spreading in the UK at a fast rate. We have moved from ‘prevention’ status to ‘treatment’ status and yesterday the first person to have no underlying health conditions died from complications of swine flu. Your local GP and NHS Direct will be able to advise you about the best course of [...]